This is a collection of articles published in The Straits Times and The Business Times between 2007 and 2009. The articles were written during the period when Singapore experienced the full economic cycle of boom, bust (triggered by the sub-prime crisis and downfall of Lehman Brothers in 2008) and recovery. They give an overview of the investment world and show how movements in the financial markets affect one’s investments. The economy has since recovered, but there are still many uncertainties in the market. So how do you keep your investments intact in the midst of these uncertainties Veteran financial adviser Ben Fok offers insights and tips on ways to maximize your returns for your hard earned money.